Today's Rates

Last update: November 20, 2009 11:11 AM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	4.500	1.125	4.597
	4.625	0.750	4.690
	4.750	0.000	4.750
	4.875	-0.250	4.853
	5.000	-0.500	4.956
15 yr fixed conforming	4.250	0.000	4.250
	4.375	-0.625	4.282
	4.500	-1.125	4.333
	4.625	-1.500	4.402
	4.750	-1.875	4.471
3/1 ARM	0.000	0.000
30/5 yr fixed or 5/1 ARM	3.750	0.000	3.504
	3.875	-0.500	3.507
	3.625	0.500	3.500
	3.500	1.000	3.496
	3.375	1.500	3.493
30/7 yr fixed or 7/1 ARM	4.125	0.000	3.725
	4.250	-0.250	3.764
	4.375	-0.750	3.782
	4.000	0.500	3.707
	3.875	1.000	3.689
10/1 ARM	4.625	0.500	4.197
	4.750	0.000	4.234
	4.500	0.750	4.139
	4.375	1.250	4.102
	4.875	-0.375	4.282
1 year ARM	0.000	0.000
6 Month ARM	0.000	0.000
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	4.625	1.500	4.755
	4.750	1.500	4.881
	4.875	1.000	4.963
	5.000	0.750	5.066
	5.125	0.000	5.125
15 yr fixed jumbo	4.250	1.000	4.400
	4.375	0.500	4.450
	4.500	0.000	4.500
	4.625	-0.250	4.588
	4.750	-0.500	4.675
3/1 jumbo ARM	0.000	0.000
5/1 jumbo ARM	3.875	1.000	3.630
	4.000	0.750	3.654
	4.125	0.500	3.678
	4.250	0.000	3.682
	4.375	-0.250	3.706
7/1 jumbo ARM	4.500	0.250	3.926
	4.625	0.000	3.966
	4.750	-0.250	4.006
	4.375	0.500	3.887
	4.250	1.000	3.869
10/1 jumbo ARM	4.990	0.000	4.390
	4.875	0.500	4.359
	4.750	0.875	4.311
	4.625	1.250	4.263
	4.500	1.875	4.237
1 year ARM	0.000	0.000
6 Month ARM	0.000	0.000
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
5/1 ARM Interest-Only	3.750	0.500	3.544
	3.875	0.000	3.548
	4.000	-0.250	3.572
	3.500	1.500	3.537
	3.625	1.000	3.541
7/1 ARM Interest-Only	4.625	-0.500	3.923
	4.125	0.500	3.766
	4.000	0.750	3.728
	3.875	1.000	3.689
	4.250	0.000	3.785
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
5/1 ARM jumbo Interest-Only	4.490	0.000	3.769
	4.375	0.500	3.769
	4.250	0.750	3.745
	4.125	0.875	3.710
	3.990	1.000	3.671
7/1 ARM jumbo Interest-Only	4.625	0.500	4.009
	4.750	0.250	4.049
	4.875	-0.250	4.067
	4.490	0.750	3.964
	4.375	1.000	3.930
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.