Today's Rates

Last update: March 16, 2010 02:55 PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	4.500	1.875	4.662
	4.625	1.375	4.744
	4.750	0.500	4.793
	4.875	-0.375	4.842
	5.000	-0.750	4.934
15 yr fixed conforming	4.250	0.000	4.250
	4.375	-0.625	4.282
	4.000	1.375	4.205
	4.625	-1.250	4.439
	4.125	0.750	4.237
3/1 ARM	0.000	0.000
30/5 yr fixed or 5/1 ARM	3.750	-0.250	3.470
	3.875	-0.500	3.494
	3.625	0.000	3.446
	3.500	0.250	3.423
	3.375	0.500	3.399
30/7 yr fixed or 7/1 ARM	4.125	0.250	3.735
	4.250	0.000	3.774
	4.375	-0.500	3.792
	4.000	0.500	3.696
	3.875	1.000	3.678
10/1 ARM	4.490	0.000	4.060
	4.625	-0.500	4.103
	4.375	0.250	4.008
	4.250	0.750	3.971
	4.125	1.000	3.913
1 year ARM	0.000	0.000
6 Month ARM	0.000	0.000
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	5.250	-0.750	5.184
	4.750	1.750	4.903
	4.875	1.250	4.985
	4.990	0.875	5.067
	5.125	0.000	5.125
15 yr fixed jumbo	4.250	1.000	4.400
	4.375	0.500	4.450
	4.500	0.000	4.500
	4.625	-0.250	4.588
	4.750	-0.750	4.638
3/1 jumbo ARM	0.000	0.000
5/1 jumbo ARM	3.875	0.500	3.576
	3.990	0.250	3.596
	4.125	0.000	3.624
	4.250	-0.375	3.638
	3.750	0.750	3.552
7/1 jumbo ARM	4.500	0.250	3.916
	4.490	0.000	3.890
	4.125	1.000	3.798
	4.375	0.500	3.876
	4.250	0.750	3.837
10/1 jumbo ARM	4.875	-0.375	4.275
	4.750	0.000	4.227
	4.625	0.375	4.179
	4.500	0.750	4.131
	4.375	1.250	4.094
1 year ARM	0.000	0.000
6 Month ARM	0.000	0.000
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
5/1 ARM Interest-Only	3.375	1.000	3.439
	3.500	0.250	3.423
	3.625	0.500	3.487
	3.750	0.250	3.511
	3.250	0.750	3.375
7/1 ARM Interest-Only	4.490	-0.500	3.847
	4.375	0.000	3.834
	4.125	0.750	3.777
	3.875	1.375	3.709
	3.990	1.000	3.733
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
5/1 ARM jumbo Interest-Only	4.375	0.000	3.714
	3.875	1.250	3.638
	4.000	1.000	3.662
	4.125	0.625	3.676
	4.250	0.375	3.700
7/1 ARM jumbo Interest-Only	4.625	0.750	4.020
	4.750	0.500	4.059
	4.875	0.000	4.078
	4.490	1.000	3.975
	4.375	1.250	3.940
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.